Save a fixed amount every day for 30 days, right from WhatsApp. Withdraw anytime after day 10 if you need to. No app to download, no paperwork, just Temi, your savings assistant, keeping you consistent.
Registered in Nigeria as MyAjoNg Enterprises · Funds held with a licensed partner
Choose your daily amount, save consistently for 30 days, and collect your full savings minus a commission — with the flexibility to withdraw from day 10 if you need to.
Pick a daily amount that works for you, from ₦1,000 up to ₦10,000, and stick with it for 30 days.
Temi checks in with you on WhatsApp, tracks your progress, and keeps you motivated all cycle long.
Need your money before day 30? Withdraw anytime after day 10, with a small fee from our banking partner.
Save consistently for 6 months and you'll qualify for a MyAjo loan. A future benefit for our most consistent savers.
Everything happens where you already are. No new app. No queue. No paperwork.
Message MyAjo on WhatsApp, verify your identity in a minute, and choose how much you want to save each day.
Send your saving whenever you have it. Temi records it and keeps your running total.
Check BALANCE anytime to see exactly what you have saved and what is remaining.
Withdraw whenever you need to. Complete your full cycle and there's no extra charge at all.
Ajo has worked for generations because it's simple and it's yours. We just made it a little safer and a lot more convenient.
Every trader gets their own account. Your savings are never mixed with anyone else's.
Need your money before your cycle ends? You can access it. A small, clearly shown fee applies, never a surprise.
We only record contributions made through official MyAjo channels. Never hand over cash to a stranger.
Comfortable in English, Yorùbá, or Hausa? Temi speaks all three.
MyAjo only recognises contributions made through our official WhatsApp number. Transfers or cash handed to anyone outside this channel are not recorded and cannot be refunded.