Privacy Policy

Last updated: July 2026 · MyAjoNg Enterprises (RC 9668772)

MyAjoNg Enterprises ("MyAjo," "we," "us") respects your privacy and is committed to protecting your personal data in accordance with the Nigeria Data Protection Act, 2023 ("NDPA"). This Privacy Policy explains what information we collect, how we use it, and your rights over it.

1. Information We Collect

• Identity information: full name, phone number, date of birth, gender, and Bank Verification Number (BVN), collected to verify your identity as required by our banking partner and applicable financial regulation.
• Financial information: your bank account name and number, your savings contributions, and your withdrawal history.
• Communication data: messages you send to Temi, our WhatsApp assistant, in order to process your requests.

2. How We Use Your Information

• To create and verify your savings account with our licensed banking partner.
• To record your contributions and process your withdrawals.
• To communicate with you about your account, including reminders and balance updates.
• To detect and prevent fraud.
• To comply with legal and regulatory obligations, including anti-money laundering requirements.

3. Who We Share Your Information With

We share the minimum information necessary with:

• Our licensed Banking-as-a-Service partner, to open and manage your savings account and process transactions.
• Identity verification providers, to confirm your identity using your BVN and related details.
• Regulatory or law enforcement authorities, where required by law.

We do not sell your personal information to third parties for marketing purposes.

4. How We Protect Your Information

We rely on our licensed banking partner's regulated infrastructure to hold your funds and sensitive verification data securely. We limit access to your information internally to what is necessary to operate the service.

5. Data Retention

We retain your information for as long as your account is active, and for a reasonable period afterward as required for legal, regulatory, or dispute-resolution purposes.

6. Your Rights Under the NDPA

You have the right to:

• Request a copy of the personal data we hold about you.
• Request correction of inaccurate information.
• Request deletion of your data, subject to our legal and regulatory retention obligations.
• Object to certain uses of your data.

To exercise any of these rights, contact us at hello@myajo.com.ng.

7. Children's Privacy

MyAjo is not intended for use by anyone under 18 years of age, and we do not knowingly collect data from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through MyAjo's WhatsApp channel or this page.

9. Contact Us

Questions about this Privacy Policy can be sent to hello@myajo.com.ng or by calling +234 802 970 8278.